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When your home is on the line, you want someone you can trust to help you tread the waters of home buying or selling. Someone who can negotiate the best price on either end of the deal could save you thousands of dollars. While a "Realtor" has earned a special designation from the National Association of Realtors, all real estate agents have passed a state exam and have a license to deal in real estate.

When a potential insured is facing the prospect of a high risk auto insurance contract, it pays to look beyond the label, do some homework and some legwork, and take these few simple steps to get the automobile insurance contract premiums back under control. A broker should be doing some of the work for the consumer. If a broker can’t or won’t sit down and help you understand your policy choices, and devise a plan to eventually move out of the high risk marketplace, it’s time to find a new broker..