cheap but i am fine with that

You may be told that it is the only way to protect your computer investment, and they will neglect to tell you that your purchase probably comes with a warranty from the manufacturer that is every bit as good, if not better. Now, even with full knowledge of this,
Ping G30, some opt to buy the in house warranty purely for convenience. Whether you do or not is,
Ping i20, of course,
Ping G20, your decision, but make sure you have all the facts before purchasing a so called "extended warranty"..