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Once you have applied for a mortgage, your lender will do a consolidated credit report. In most cases, you will be charged the fee that they incur to pull this report. Consolidated credit reports are a compilation of your reports from the major three credit bureaus.
However, the threat report is not correct and should not be trusted. You can also view the detailed info about a process by right clicking the process and selecting Detailed Info option from the pop up menu.The services tab lists out all the services on the system and their state. You can also view the detailed info about a service by right clicking the process and selecting Detailed Info option from the pop up menu.